Qard Hasan
Al-Qard Al-Hassan is one of the financing methods adopted by Islamic banks to help individuals meet their urgent financial needs, such as treatment, education, or travel. Unlike traditional banks, Islamic banks do not grant loans with interest, but rather seek to meet the needs of customers without charging any increase, which makes them stay away from usury.
Service Types
Al-Qard Al-Hassan Loan (Good Loan) for Individuals: Granted to individuals who need financing to meet emergency expenses, regardless of whether they are regular customers of the bank.
Al-Qard Al-Hassan Loan for Financing Small Projects: Provided to emerging or small projects that need financial support to grow their businesses without bearing the burden of interest.
Service features:
Compliance to Sharia .
The good loan adheres to the principles of Islamic Sharia, as it is provided without interest or additional fees
Social Support
Enhances the social responsibility of the bank by providing support to the community, which contributes to improving the lives of individuals.
Ease of Access
The good loan is granted to any member of society, making it an option available to everyone.
Diverse Financing Sources
The good loan fund is financed from the bank’s own funds, and funds deposited by the public, which ensures the sustainability of the service.